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If you have read our article; 16 Best Smartphone Apps That Pay You money 2018/2019, you probably would have found fun and entertaining ways to earn money using your mobile phone.

Earn Money apps are now more popular than get paid to sites as you can earn money while on the go and not limited to using a desktop device. The best money making apps allow you to make some extra cash for beer money.

This post shows you the 17 best smartphone apps that pay you money 2020 and includes both the top Android and iOS apps. The countdown is based on app reliability, the ease of use and the money making potential.

17 Best Smartphone Apps That Pay You Money 2020

17) Cash For Apps

Lucktastic (iOS) allows users to play with 100% free scratch cards to win loads of free money. Just pick your theme, swipe digital scratch-offs, and test your luck to earn real money daily. This gaming app is a free and fun way to win real cash and prizes and earn rewards. The real money virtual economy game. The money earned in the game be converted into real cash. Corporation master tests your managerial and business skills. Virtual currency is earned by doing this like starting a company, become an investor and by working every day.

Cash For Apps is a good stable app that pays you to install apps. When you install apps advertised on Cash For Apps offerwalls you can then delete them once you are credited points.

300 points on this app are worth $1 and points can be exchanged for gift cards for stores including Amazon, CVS, eBay, Target, Starbucks, Google Play and many more.

You can earn bonus points by referring friends, however as it is only limited to app downloads, the earnings potential will not be as good as other apps in our list.

The app is available from the iOS app store and Google Play store. If you have one account on either and have a device from both, they will be synched.

16) Ebates

The Ebates app is a good earning app for anyone loves to shop online. Ebates is one of the best cashback.

Ebates will give you $5 to sign up so that is a great reason for you to download this app on to your smartphone.

You can get paid for shopping at any of the 750+ approved shops including Microsoft, Sephora and Etsy.

You can also earn money by referring your friends to use this free earn money app.

15) cashKarma Rewards & Gift Cards

cashKarma is a popular app that will pay you for downloading apps, signing up for free trials and watching videos. For paid video views you get 1 point per video view and you can watch 50 per day.

You can redeem points for PayPal cash, Amazon gift cards of $5 and $10 amounts.

With cashKarma, you get rewarded to check in to the app daily and there are other bonuses when you achieve milestones.

There is a referral system to help you earn more points by having your friends sign up.

14) App Bounty

App Bounty has over 5,000,000 installs and over 100,000 5 star ratings on the Play Store. The way the app works is mainly by downloading and installing other apps. There are also offerwall offers for you to earn credits which you can exchange for gift vouchers.

The app is international in its reach so if you are from outside of the US, you can also benefit from downloading the app.

Overall the app is good and the payments are reliable. On the downside it can seem like forever to build your credits up.

You can swap credits for gift cards from iTunes, Amazon, Steam and more. This is one of the best apps that pay you money.

13) Make Money And Free Gift Cards

The Make Money And Free Gift Cards app makes our list for the first time! Over 30,000 reviews and most of them positive.

Over the past year a lot of apps have been removed from the Google Play Store for being scams and the fact that advertisers are no longer paying good money. As a result the quality of the apps are now better and actually pay you.

Make Money And Free Gift Cards say that you could reach your first cashout within 2 days!

12) Tapporo

Tapporo remains one of the elite rewards and money making apps. Consistently in our top 5 list, Tapporo is one of the oldest and reliable apps that you can find on the Google Play Store. This app was even listed in our 2015 list of best money making apps.

Based on the web version, Tapporo.com, they offer some of the best referral rates of $0.60 per sign up. If you have 100 friends, there is $60 free cash for you!

The high referral reward rate is one of the reasons we love this app. It can be a little difficult to earn money other than that however, it is easily one of the best apps that you can download that will earn you cash.

Rewards include PayPal cash, Amazon vouchers, mobile accessories and more!

11) Storm Play – Earn Free Bitcoin, Ethereum & Storm (Was Bitmaker)

Do you want free Bitcoin or Ethereum? Bitmaker Free Bitcoin, now renamed Storm Play can help you get free cryptocurrency. The app was built initially by cakecodes but has since been sold. This app pays you blocks which can then be exchanged for Bitcoin (This was satoshi before an update in March 2017). You must do a number of different tasks like answer surveys, install games and more to earn blocks.

The payout is low so you get paid on Fridays when you reach the threshold (this keeps changing depending on cryptocurrency trading prices. Remember to receive Bitcoin, you must have a Bitcoin wallet and a separate wallet if you want to receive Ethereum. You can find Bitcoin wallets online and easily sign up to them.

Recent updates have made this app worse. We had at number 2 on the best apps that pay you, but no longer!

10) Survey Mini

Survey Mini features in our run down for a second year. It is a survey app, however it is best if you are living in the United States. The app is available to both iOS and Android users.

How you get paid is by visiting local places where you have been to and you will receive surveys based on your experiences at those locations.

If you love going to restaurants, shops or visiting local attractions then you could benefit from using this app

You can receive rewards from Survey Mini for free food, discounts and points for gift cards for the stores that you visit.

9) Ibotta

Ibotta is one of the oldest apps on the Google Play and Apple App Stores.

The way that Ibotta works is that you get cashback based on purchases that you have previously made. Overall it is a reliable app and is used by millions to earn cashback on purchases that they make online.

US users can enjoy taking advantage of free coupons for top online stores.

8) Make Money Earn Free Cash

We said in 2016 & 2017 that Make Money Earn Free Cash had a lot of potential and it still has. Now with over 1 Million installs it is one of the most popular get paid to apps on the market. Last year the app was rated on the Play Store at 4.6 and in 2020, it remains the same.

There are numerous ways to earn however it can be slow and tedious. The rewards are earned by watching videos, filling in surveys and taking advantage of free trials.

PayPal is the only option to cash out your rewards, which for most is a good thing.

7) App Karma

App Karma makes it debut on our top paying apps list. With App Karma you can earn daily rewards easy by using your smartphone. With over 1 million installs, it is easily the most popular app that you can download for free from the Google Play Store. There is also an iOS version of the app also available for you to download for free.

Gift cards are available worldwide and not just for the US making this app appeal to a global audience. When you redeem your rewards, App Karma give you 5% of the points back to you!

Rewards include Amazon gift cards, PayPal cash, Starbucks vouchers and Google Play gift cards.

6) Earny

Earny is a free app that pays you when price drop on purchases with a price guarantee.

Earny works to claim money back on purchases made on:

• Online shopping
• Travel bookings
• Credit card purchases

Instead of having to make claims on previous purchases, Earny scans best prices based on receipts that you have scanned.

5) CashPirate

Cashpirate is one of our favourite apps. It has been consistently in the top 5 in past years, however, the app and its payouts remain reliable. At the start of 2016 we were earning $15-50 per month and this still remains the case. We have never had any problems with payments ever! We are not affiliated with this app and just telling the truth!

With this app, you can earn PayPal cash, Bitcoins and Amazon Vouchers. The minimum payout is $2.50 PayPal cash.

Points are earned in this app by downloading new apps and completing offers.

You earn by watching videos but the number of videos available for you to watch is now limited. The referral program is probably the best of all apps as you get 10% of your referrals earnings and 5% of the referrals referrals earnings.

The interface of this app is extremely dated when compared to others.

The reason it is remains on our top 10 list is the fact that Cash Pirate does pay on time when you request. We have never had any bother regarding payments from CashPirate.

Click here to download and use referral code OANTJM

4) GiftPanda – Cashback Shopping

GiftPanda is an earning app where you get paid to:

• Play games
• Download apps
• Get paid to Shop online
• Refer friends

The app is moving towards becoming a cashback app for those who shop online often.

GiftPanda is an app created by the team at Aye-T Studios who have also created CashPirate.

3) Swagbucks

Swagbucks is one of the best apps that you can install to make money. This is one of the best apps that actually pays you. You can sign up to their website and earn money by going surveys, playing games, shopping online and more.

The rewards range from gift cards and much more. If you want to get paid by Paypal, this is also an option available to you.

2) American Consumer Opinion

American Consumer Opinion, also known as ACOP, is the best iOS app that pays you, however, it is only available on Apple devices unfortunately.

Should the developers extend to Android, which it is likely that it will eventually, it will certainly be a contender to be the best paying app of all.

ACOP are a leading survey panel and are known as one of the best paying survey sites for people in the US, UK and Canada.

The app has a decent interface and is straight forward to use. You will get alerts when you get an invitation to participate in a survey.

American Consumer Opinion are quick to pay when you get to the payout threshold. You can choose a variety of rewards upon payout, however PayPal is the best choice as it is cash in your pocket.

We did a review of the survey panel, see this post for details of ACOP that pays you cash.

1) PanelPlace

PanelPlace was the number 1 app in our countdown last year and remains the best paying this year. The app is 100% survey based and you get surveys from the popular survey sites including Toluna.

The survey app has a pleasant interface and is really simple to use. With this app you will never miss a survey as you get notifications of new panels.

Surveys are generally simple to answer and offer the highest payouts in the survey panel market.

To get started it is best to sign up via the website and sign in on your smartphone once you have registered.

That is the run down of the 17 Best Money Making Apps 2020. We recommend that you download most of the apps in the list above to maximize your chances of earning cash with payouts on a weekly and monthly basis.

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PayPal is one of the most popular payment platforms out there.

According to statistics, in 2018, there were 254 million active PayPal accounts.

That’s a huge number of people using the platform!

One of the main reasons for PayPal’s popularity is that you can get your money pretty much instantly!

Handily enough, there are tons of apps and reward sites that pay through PayPal.

Below, we cover apps for both Android and iOS devices.

Most of these are apps that pay instantly to PayPal. Others will send payments to your PayPal account within 24 hours or so after requesting a cashout.

iPhone (& Android) Apps that Pay You PayPal Money Fast

In this section, we cover a list of iOS (iPhone, iPad and other Apple devices) free money apps that send money to you via PayPal. Most of these apps also have an Android version. So if you have a device that runs on the Android platform, you can install the Android version.

1. Rakuten

Rakuten (former eBates) gives you cashback when you purchase items online.

There are more than 2,000 stores featured on there, and you can get cashback up to 40%.

There are coupons available too, and you get a $10 reward when you sign up. Gift cards are also a payment option in addition to PayPal.

Install the app

• Download Rakuten for Android devices here.
• Download Rakuten for iOS devices here.

2. Swagbucks

Swagbucks is one of the best rewards apps out there, as it allows you to earn points in a number of different ways.

You can get paid for doing super simple tasks, like:

• Browsing the internet
• Playing games
• Watching videos
• Taking surveys
• Shopping online

In return for completing these tasks, you receive points, called Swag Bucks, or SB. You can redeem SB for money to your PayPal account. You can also redeem your points for gift cards to retailers like Amazon and Walmart.

You can make anywhere from $50 to $125 plus a month using Swagbucks, according to Reddit users, with one user earning almost $300 a month.

Install the app

• Download Swagbucks for Android devices here.
• Download Swagbucks for iOS devices here.
• Check out our Swagbucks review to learn more about this app.

3. Ibotta

Ibotta pays you for receipts, but works slightly differently to other ones on this list.

Rather than paying for whole receipts, Ibotta pays you when you buy specific items. So you browse offers in the app, buy the item featured in the offer, upload a photo of your receipt, and Ibotta will give you a rebate.

In addition to offering PayPal payments, Ibotta also allows you to get your payment on a gift card.

Install the app

• Download Ibotta for iOS devices here.
• Download Ibotta for Android devices here.

4. Shopmium

Shopmium gives you cashback when you upload a photo of a receipt. You can get discounts on a range of products from cosmetics to groceries.

Install the app

• Download Shopmium for Android devices here.
• Download Shopmium for iOS devices here.

5. Receipt Hog

Receipt Hog allows you to upload receipts from stores, restaurants and cafés and earn rewards.

Earn Money App Review

You can redeem your rewards for money through PayPal. You can also redeem your rewards for an Amazon gift card.

Install the app

• Download Receipt Hog for iOS devices here.
• Download Receipt Hog for Android devices here.

6. iPoll

With iPoll, you get paid to give your opinion on the products you buy, the services you use and the places you visit.

In addition to PayPal payments, you can also get your earnings on a gift card for Amazon or iTunes.

Install the app

• Download iPoll for iOS devices here.
• Download iPoll for Android devices here.

7. Toluna

Toluna pays you for providing your opinion to brands on their products and services.

It’s actually one of the highest paying survey apps that pay through PayPal.

You’ll get points which you can redeem for money or for gift cards to places like Amazon, Starbucks and Petco.

Install the app

• Download Toluna for iOS devices here.
• Download Toluna for Android devices here.

8. Univox Community

When you share your opinion in surveys, Univox will give you points, which you can redeem for money to your PayPal account.

Amazon gift cards are also a redemption option, as well as Virtual Visa Cards.

For signing up, you’ll get 200 bonus points, which have a $2 value.

Install the app

• Download Univox Community for iOS devices here.
• Download Univox Community for Android devices here.

9. Appdown

Appdown gives you points when you download apps. You can redeem these points for money through PayPal. Gift cards to retailers like Amazon, Google Play and iTunes are also a redemption option.

Install the app

• Download Appdown for iOS devices here.
• Download Appdown for Android devices here.

10. BerryCart

You can upload photos of your receipt on BerryCart (app review), and you’ll get cashback via PayPal. Gift cards are also available.

BerryCart has a focus on organic and non-GMO type food.

Install the app

• Download BerryCart for iOS devices here.
• Download BerryCart for Android devices here.

11. Perk

Perk is a rewards app that gives you points when you complete tasks, like watching videos and answering trivia questions.

You can redeem these points for rewards, chiefly gift cards, but also for cash through PayPal or Perk Plastik.

You can make $360 a year with this app. Take a look at our Perk review to learn more.

Install the app

• Download Perk for iOS devices here.
• Download Perk for Android devices here.

12. Qmee

Qmee gives you rewards when you give your opinion. There are coupons and deals available on the app too.

Aside from PayPal payments, Qmee also offers gift cards. What’s good about Qmee is that there’s no minimum withdrawal limit, meaning you can withdraw your earnings when you want to.

Install the app

• Download Qmee for Android devices here.
• Download Qmee for iOS devices here.
• Download the Qmee Chrome Extension here.

13. SavingStar

Get cashback on eligible purchases with SavingStar. If you wanna get paid for scanning your receipts, this is a great app to do it with. You just need to upload a photo of your receipt and you’ll get paid.

You only need $5 in your account as well to withdraw your money.

Install the app

• Download SavingStar for Android devices here.
• Download SavingStar for iOS devices here.

14. InboxDollars

With InboxDollars, you get paid to complete tasks, like checking emails, completing offers, shopping online, taking surveys and playing games.

Install the app

• Download InboxDollars for iOS devices here.
• Download InboxDollars for Android devices here.

15. Viggle

This is another app from Perk. It focuses on live TV and streaming.

Basically, you get paid for watching your favorite TV shows.

With Viggle, you earn points when you check into any live TV or streaming program. You can check into TV shows and movies live on TV or through providers like Netflix, Amazon and Hulu.

Aside from payment through PayPal, you can also exchange your points for gift cards, or a Perk Plastik card, which is a prepaid debit card. You can also use your points to get prizes.

Install the app

• Download Viggle for Android devices here.
• Download Viggle for iOS devices here.

16. MooCash

Get money from MooCash when you complete tasks, like watching videos, playing games, trying new apps and taking surveys.

Aside from PayPal payments, you can also get your cash on gift cards for retailers like Whole Foods, Netflix, and Starbucks.

Install the app

• Download MooCash for Android devices here.
• Download MooCash for iOS devices here.

17. YooLotto

YooLotto gives you rewards when you complete tasks and offers.

Payment is sent via PayPal or you can get it on an Amazon gift card. Also, you can use YooLotto to check whether you have a winning lottery ticket.

Even if your ticket is not a winner, you can still get rewards, such as coupons and deals.

Install the app

• Download YouLotto for iOS devices here.
• Download YouLotto for Android devices here.

18. Embee Meter

Embee Meter runs in the background of your phone to monitor the quality of your phone’s internet calls and just how well your phone works in general. So, you basically use your phone as you normally do, while Embee Meter runs in the background and gives you points for it.

Aside from redeeming your points for money to your PayPal account, you can also get gift cards and, in some countries, mobile airtime.

Install the app

• Download Embee Meter for Android devices here.

19. ShopAtHome

ShopAtHome is a cashback app. When you shop through ShopAtHome, you can get cashback to your PayPal account. Or, if you prefer, you can get the cashback on an Amazon gift card.

When you sign up, you’ll get a $10 bonus as well.

Install the app

• Download ShopAtHome for Android devices here.
• Download ShopAtHome for iOS devices here.

20. TopCashBack

TopCashBack is a cashback app. You can get payment through PayPal, and also from Amazon, which earns you an extra 3% cashback.

Install the app

• Download TopCashBack for Android devices here.
• Download TopCashBack for iOS devices here.

Android Apps that Pay You Money Through PayPal

Above, we covered apps that pay you through PayPal, which are available for both Android phones and iPhones.

But, there are also apps that pay through PayPal that are only available to Android users.

These apps range from game apps to apps that pay you to watch ads on your phone’s lock screen.

So take a look at these apps.

21. AppBucks

Complete offers and other easy tasks and AppBucks will pay you. Aside from PayPal payments, you can also choose to get a Google Play gift card.

Plus, there’s a $10 sign up bonus available.

Install the app

• Download AppBucks for Android devices here.

22. AppKarma

AppKarma gives you money to your PayPal account, or gift cards when you download and try new apps. You can also get paid via gift cards for brands like Amazon, iTunes and Google Play.

Install the app

• Download AppKarma for Android devices here.

23. FeaturePoints

FeaturePoints gives you points when you try out new apps. You can redeem your points for money to your PayPal account.

Gift cards are also a redemption option for places like Amazon and Starbucks.

Install the app

• Download FeaturePoints for Android devices here.

24. AppLike

Earn points for playing games and trying new apps recommended by AppLike. You can redeem them for money to your PayPal account or for gift cards for brands like Amazon, Netflix, the Google Play store and Spotify.

Install the app

• Download AppLike for Android devices here.

25. Fronto

Fronto is an app that pays you when you display content on your phone’s lock screen. It’s such an easy way to make money from your phone without really doing anything.

Install the app

• Download Fronto for Android devices here.

26. Slidejoy

Slidejoy pays you to display ads and news content on your phone. Gift cards are also a payment option.

Install the app

• Download Slidejoy for Android devices here.

Earn Money Online Apps

27. ScreenPay

ScreenPay will pay you to display personalized deals and promotions on your phone.

Install the app

• Download ScreenPay for Android devices here.

28. AdMe

AdMe pays you to display news, deals and coupons on your phone’s lock screen. Aside from PayPal payments, you can also get gift cards for places like Best Buy and Walmart.

Install the app

• Download AdMe for Android devices here.

29. SurveyCow

SurveyCow is an app that displays mini-surveys on your phone’s lock screen. When you complete these surveys you earn points that you can redeem for cash through your PayPal account.

Install the app

• Download SurveyCow for Android devices here.

30. Paid Unlock

Paid Unlock pays you to display ads on your phone’s lock screen.

Install the app

• Download Paid Unlock for Android devices here.

31. Mr. Rebates

Mr. Rebates gives you between 8% and 10% cashback when you shop at the stores it features. There are more than 2,500 stores and brands on the app, like Dell, Macy’s and Walmart.

There’s a $10 reward available for signing up too.

Install the app

• Download Mr. Rebates for Android devices here.

32. AppKarma

AppKarma is an app that pays you to try out new apps. In addition to PayPal payments, you can also get your money on a gift card to retailers like Amazon, iTunes and Google Play.

Install the app

• Download AppKarma for Android devices here.

33. Fitplay

Fitplay recommends game apps to you, and if you try out these apps, you’ll earn points. Points can be redeemed for cash to your PayPal account or for gift cards for stores like Amazon and the Google Play store.

Install the app

• Download Fitplay for Android devices here.

34. EarnHoney

Complete easy tasks, such as participating in surveys, playing games or shopping online with EarnHoney. In return for completing tasks, you’ll earn points. You can redeem these points for money to your PayPal account, but also for gift cards to places like Amazon, eBay and Target.

Install the app

• Download EarnHoney for Android devices here.

35. Gift Hunter Club

Complete tasks, like trying out apps, completing offers and taking surveys and Gift Hunter Club will pay you.

Aside from PayPal payments, you can also get gift cards for Amazon, Xbox Live and iTunes.

Install the app

• Download Gift Hunter Club for Android devices here.

36. BeFrugal

BeFrugal is a cashback app that features more than 5,000 stores, including well-known stores, like Best Buy, Target and Walmart.

Aside from payments to your PayPal account, you can also get gift cards to places like Amazon.

Install the app

• Download BeFrugal for Android devices here.

37. Watch2Earn

Watch2Earn is an app that gives you points when you watch videos. You can get your earnings to your PayPal account or on gift cards.

Install the app

• Download Watch2Earn for Android devices here.

38. Rewardable TV

Rewardable TV gives you points for watching trending videos, movie trailers and gifs. You can then redeem your points for cash through PayPal.

Install the app

• Download Rewardable TV for Android devices here.

39. CreationsRewards

CreationsRewards gives you points for browsing websites, watching videos and taking surveys.

You can redeem your points for cash to your PayPal account. Also, gift cards for places like Amazon and Walmart are a redemption option.

There’s a $3 sign up bonus available too.

Install the app

• Download CreationsRewards for Android devices here.

40. GrabPoints

GrabPoints gives you points for doing things like downloading apps, completing offers, participating in surveys, and watching videos.

You can redeem your points for money to your PayPal account. Also, you can redeem your points for gift cards to places like Amazon and Walmart. You can get $5 just to sign up.

Install the app

• Download GrabPoints for Android devices here.

PayPal Money Earning Apps (High Paying Gig Apps)

The paying gig apps below pay you to do a tasks both offline, like visiting local businesses to provide your feedback, and online, such as data processing.

You can take on as many or as few tasks as you want to, making this a flexible way to make money.

41. EasyShift

• Download EasyShift for Android devices here.
• Download EasyShift for iOS devices here.

42. Gigwalk

• • Download Gigwalk for Android devices here.

• Download Gigwalk for iOS devices here.

43. Field Agent

• Download Field Agent for iOS devices here.
• Download Field Agent for Android devices here.

44. Spare5

• Download Spare5 for iOS devices here.

45. Clickworker

• Download Clickworker for iOS devices here.
• Download Clickworker for Android devices here.

Closing Thoughts

As you can see, there are plenty of apps to make money for PayPal. So if you’re looking for a quick and convenient way to get paid, give some of these money making apps a try.

What’s great about these apps is that they give you easy ways to earn PayPal money instantly (in some cases).

Playing games and taking surveys can be done anywhere, and these types of tasks don’t require you to block out huge chunks of time to complete them. Not to mention, with some of these apps, such as the lock screen apps, you literally don’t have to do anything to make money.

These apps won’t make you rich, but they do give you an easy way to make a little extra spending money! These truly are some of the best legitimate iPhone and Android apps that pay you through PayPal.